LivingInSg

About LivingInSg

An independent Singapore savings-rate comparison tool, built for savers who want to verify every number against its source.

Who runs LivingInSg

LivingInSg is operated pseudonymously by a Singapore-based software engineer tracking these accounts for personal cash management. The site started as a private spreadsheet and grew into a public reference once the author realised that most comparison sites in Singapore lead with promotional maximum rates rather than the rates most salaried Singaporeans can actually earn.

The author is not a licensed financial adviser, does not hold any Monetary Authority of Singapore (MAS) representative licence, and does not provide personalised investment advice. Everything on SG Yield is informational. Verify every figure against the bank's official page before acting.

Editorial independence

  • No affiliate partnerships. Outbound links to banks are direct, non-tagged URLs. LivingInSg earns nothing when you open an account.
  • No advertising. The site carries no display ads or sponsored placements.
  • No sponsored content. No bank, broker, or platform has ever paid for coverage, and none will.
  • No paywalls. Every page is free and served without a login.

What LivingInSg covers

12 Singapore bank savings accounts (OCBC 360, DBS Multiplier, UOB One, Standard Chartered Bonus$aver, Bank of China SmartSaver, CIMB FastSaver, Trust Bank, GXS, Maybank SaveUp, HSBC Everyday Global, UOB Stash, Citi Wealth First), the current 6-month Singapore T-bill, the current Singapore Savings Bond tranche, and the best promotional fixed deposits at 3M, 6M, and 12M tenors.

Contact

Feedback, corrections, and rate tip-offs are welcome at [email protected]. If you spot a stale rate, a mis-tagged source, or a missing bonus category, please write.

Related

  • Methodology: how rates are sourced and how realistic vs. maximum EIR is computed.
  • Changelog: reverse-chronological log of every data update.